One loan with only one repayment
Dealing with only one creditor
Lower monthly repayments
A lower interest rate
Getting back in control of your debts sooner
Our online debt consolidation and credit card counseling service is here to help you eliminate your outstanding debts, reduce interest rates, lower your monthly payments and avoid bankruptcy.

Debt consolidation is the process of consolidating multiple debts into one low interest loan or credit card. Debt consolidation typically involves a new credit line, but could also be referred to you as a credit counseling program or other forms of debt management that do not involve a debt consolidation loan. If you have a lot of debt and want to get some relief, there are a variety of options that may be available to you. Our experienced debt counselors can assist you to evaluate your options and find the debt consolidation solution that is right for your personal situation so that you can get out of debt fast. read more...

Coping With debt

Gerri Detweiler started to help clients solve their

credit card debt

problems at the end of 1980s. It was the time when the national consumer

debt

level was one sixth of present day number that is mote then $937 billion in accordance with information from the Federal Reserve.

At a glimpse
Name: Gerri Detweiler
Hometown: Sarasota, Fla.
Education: B.A., international business and political affairs, Taylor University; M.A., adult education and psychology, Vermont College

Career facts:
The author of "The Ultimate Credit Handbook" (Plume, 1993, revised 1997, 2003); one of the authors of "Slash Your

debt

: Save Money & Secure Your Future" (Financial Literacy Center, 1999) and "Invest In Yourself: Six Secrets to a Rich Life" (Wiley, 1998).

Previous managing director of the non-commercial customer education and advocacy group, Bankcard Holders of America (1987-1993).

Previous policy director for the National Council of Individual Investors (1995-1996).

One of the hosts of the syndicated financial radio program that won an award, “From Here to Security” (1997) and a host of the weekly Internet program, "Everyday Wealth Radio" (2004-2006).

Detweiler thinks that

debt

is probably the largest charges that a lot of people encounter. Therefore she suggests that repaying

debt

must excel saving and financing energies. She argues that for clients it’s better to repay high-rate

debt

eventually rather than accumulate

high-rate debt

while putting money on a deposit market account or maybe investing money in the stock exchange.

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