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Incompatible saving habits of Americans are represented in this curious parallel: scarcely an equal number of citizens would be able to live for the whole year off due to the money they’ve saved (25%) as would only manage to live for a month or even less (22%).

If to compare men and women the last are more inclined to answer they could only live for a month or even less off the money they’ve saved (26% to 17%)/

Nearly a third part of men (29%) admits they could live for the whole year or more off their savings if they give up their job, versus 20% of women.

“That evident gender aspect should not be a great wonder on the assumption of family affair, divorce rates, earning alterations,” points out Manning. “But obviously women display greater financial uneasiness. They are not more inclined to have

debt

, but they’re troubled by that.”

Those without

debt

have more possibility to survive a year or even more off due to the cash they’ve saved (31% to 21% for

debt

ors). Further still, almost half of present-day nonsavers (45%) could live only for a month or less off the funds they’ve accumulated.